10 Cars With the Most Accidents

Which cars have the most accidents? In 2020, Subaru had three models with the most accidents, and in 2021 one dropped off, and two stayed on the list. Last year, the Subaru Crosstrek subcompact SUV was the number two car model involved in the most accidents. The sport-tuned Subaru WRX and performance-tuned STI were number three, and Impreza was number five.

In the 2021 Insurify report, the Subaru Crosstrek is not even on the top-10 list, but the Subaru WRX, WRX STI, and Impreza are still in the top-five car models with the most accidents. The Subaru WRX and STI stay in the number three spot, and the Subaru Impreza compact hatchback and sedan are still number five with the most accidents.

We aren't sure why Subaru Crosstrek drivers just vanished from the list in 2021. Last year, the percentage of Subaru Crosstreks with a previous accident was the second-highest of any car at 25.88 percent. That's 32 percent higher than the national average. Younger drivers buy the Crosstrek small SUV, who are likely to take more risks. But this year, they are taking fewer risks.

What hasn't changed is Subaru WRX, STI, and Impreza drivers stay in the top-five cars with the most accidents. The national average is 10.78 percent of drivers report having caused a motor vehicle accident within the past seven years.

The number three Subaru WRX/STI; 15.44 percent of drivers have a prior at-fault accident on record. The number five Subaru Impreza; 15.10 percent of drivers have a prior at-fault accident on record.

The WRX and STI are driven by a younger demographic who buy sports cars for their performance and driving dynamics. But the Subaru WRX's percentage with a prior accident rate dropped from last year's 25.82 percent. The Subaru Impreza compact sedan and hatchback models also decreased from the 2020s 25.20 percent.

Though motor vehicle crashes can be severe, Subaru WRX, STI, and Impreza drivers benefit from riding in one of the safest vehicles, according to the Insurance Institute for Highway Safety (IIHS). Both the 2021 WRX and 2022 Impreza earned a Top Safety Pick award from the IIHS.

Insurify Top-10 Car Models with the Most Accidents in 2021

1. Scion FR-S - 15.87%
2. Kia Stinger - 15.75%
3. Subaru WRX/STI -15.44%
4. Hyundai Genesis Coupe - 15.29%
5. Subaru Impreza - 15.10%
6. Infiniti Q60 - 14.93%
7. Mazda CX-3 - 14.90%
8. Toyota Prius V - 14.72%
9. Lexus CT- 14.57%
10. Hyundai Ioniq - 14.45%

It's not a surprise that customers who buy a 2022 Subaru WRX or WRX STI performance sedans are more likely to take risks and are involved in more accidents than the national average. Like the WRX and STI sports cars, Impreza drivers are also purchased by the youngest demographic and likely take more risks than other drivers.

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Denis Flierl has invested over 30 years in the automotive industry in a consulting role working with every major car brand. He is an accredited member of the Rocky Mountain Automotive Press. Check out Subaru Report where he covers all of the Japanese automaker's models. More stories can be found on the Torque News Subaru page. Follow Denis on Facebook, Twitter, and Instagram.

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Photo credit: Subaru USA